Often the only reason companies get declined for a loan or line of credit is because they lack the supporting documentation necessary to eliminate the element of risk from the lender.  The Business Analysis Report is meant for a small business owner to potentially qualify to obtain lines of credit of up to $250,000.  Designed to highlight the strengths and weaknesses of your company, this report is guaranteed to help the business owner obtain a line of credit in as little as 5 business days! Learn more

In the absence of a personal guarantor or attempting to obtain a loan without using your FICO scores as a leveraging tool, factoring is usually the way to go.  In the absence of a personal guarantor however, you will require to present the lender with other forms of collateral such as assets.  For business owners seeking this type of loan it is advisable that you have the assets already in hand.  These assets CANNOT have any primary loans against them or any other liens and must be free and clear.  For assets of up to 99,999, the lender will typically loan 2 - 3 times of the total value of the assets.  For assets greater then $100,000 they typically lend 5 - 10 times the value of the asset.  Assets must not depreciate and must come with full appraisals from a third party source.  If you do not wish to use a personal guarantor and would like to learn about purchasing assets click on  Learn more

Personal Guarantee Based Loans

If you have a good FICO score and would like to use your personal credit to obtain lines of credit for your company using one or more of our lenders, you will require a corporation that is at least 3 years old, it must have a PAYDEX score of 80 and $100,000 in trade lines reporting to D&B.  If you are missing one or more of the above requirements, we can supply you with corporations, D&B scores and ratings   Learn more